How would you feel if you lost over 80% of your investment in one day through no fault of your own? This is exactly what happened to thousands of investors during the Luckin Coffee accounting scandal. But this risk is insurable thanks to a world-first investor protection from InvestSure. It is extremely difficult to assess and predict management fraud, leaving investors exposed to significant risk. In 2020 in the US alone, there were 33 cases where large companies lost over 10% of their value due to allegations of fraud – wiping off billions of Dollars in investors savings.

Developed in conjunction with Hannover Re, the investor insurance provides simple, effective and affordable protection. The insurance is 100% automated, adopting a parametric claims process, and is fully digital. InvestSure integrates with online trading platforms; the insurance then appears as a simple checkbox when the investor is buying shares, similar to online travel insurance. The platform acts as a broker and collects and pays over the premium to the insurer. InvestSure has been live in South Africa on EasyEquities for three years and has issued over 60 000 policies to 11 000 clients.

image description